by Tdarcos » Sun Aug 29, 2021 8:11 pm
Again, Ben fails to answer the $64,000 Question: Did you use a credit card? (Or rather, $8,000 question in your case.)
If you paid cash or wrote a check, or paid with a debit card, you're shit out of luck unless you can sue the contractor if you paid them separately from Lowes. (If you paid Lowes for the installation, see below.) If, however, you did use a credit card (not a debit card) you can report a dispute with the merchant and do a chargeback, even if it's a Lowes card.
Most store cards are issued by a bank, e.g. Target's credit card is issued by T.D. Bank. Even if it is, they still have to follow the rules. Generally, the purchase must be within your home state or else within 150 miles of your home, but the low level clerk at the credit card company will neither know nor care. They'll accept it, credit your account, reverse the transaction, then let you and the merchant sort it out.
If you arranged installation trough Lowes on a non-credit card purchase, you may be able to sue the store that booked your order. If they used a contractor, (which they did) you may get better results by writing a letter to Lowes and asking for it to be fixed. Since they will want you to chase the contractor, either you should know or find out, then probably contact the state licensing board (or their website) who issued the contractor their surety bond. Then send a copy of the letter to the surety. This will make the contractor take notice.
Again, Ben fails to answer the $64,000 Question: Did you use a credit card? (Or rather, $8,000 question in your case.)
If you paid cash or wrote a check, or paid with a debit card, you're shit out of luck unless you can sue the contractor if you paid them separately from Lowes. (If you paid Lowes for the installation, see below.) If, however, you did use a credit card (not a debit card) you can report a dispute with the merchant and do a chargeback, even if it's a Lowes card.
Most store cards are issued by a bank, e.g. Target's credit card is issued by T.D. Bank. Even if it is, they still have to follow the rules. Generally, the purchase must be within your home state or else within 150 miles of your home, but the low level clerk at the credit card company will neither know nor care. They'll accept it, credit your account, reverse the transaction, then let you and the merchant sort it out.
If you arranged installation trough Lowes on a non-credit card purchase, you [u]may[/u] be able to sue the store that booked your order. If they used a contractor, (which they did) you may get better results by writing a letter to Lowes and asking for it to be fixed. Since they will want you to chase the contractor, either you should know or find out, then probably contact the state licensing board (or their website) who issued the contractor their surety bond. Then send a copy of the letter to the surety. This will make the contractor take notice.