From my book:Casual Observer wrote: Wed Nov 20, 2024 3:54 pmFor a few years I had an AMEX Platnum Card. Its made out of metal and comes complete with a block of wood phone holder and apparently some "Awsome" member benefits. $500/year for a metal card, fuck them.Ice Cream Jonsey wrote: Wed Nov 20, 2024 9:44 am American Express offered me an "upgrade!!!!!" for a card with a $95 a year fee. (My current card has an annual fee of 0, and I have never paid interest on it.)
One of us does not know what the word "upgrade" means!!!!!!!!
Chapter 50 – The Takeover Man gives The Domesticator a present –
.....At the mailbox area for the houses in Nadir County, about 20 miles outside Zenith, he was looking over the mail, and he felt one of the items. Looks like it’s the right one. He opened it, and he was correct. So he brought the mail back to the house, then called her over. “Honey, I have a surprise for you.”
.....“Okay.”
.....“Here.”
.....She looked at it. “Oh, you got me a high-end Visa card. Well, that’s nice.”
.....“I thought that a wealthy man tends to let his woman spend his money.”
.....“So I don’t overrun it, what’s the limit?”
.....“Thirty-five thousand.”
.....“Well, thank you, I appreciate it.” she kissed him on the cheek.
.....“You don’t seem very excited.”
.....“Oh. Hold on a second.” She went over to her purse and pulled her wallet out. She reached in and handed him her credit card.
.....“Holy shit! American Express Platinum. What’s your limit?”
.....“I don’t know, I’ve never hit it. I did spend $75,000 one month, though. Special case, I was buying presents all over Europe. I had considered getting an American Express Centurian, I was actually offered the opportunity, but I didn’t think it was worth 7 grand.”
.....“Uh, wait a minute, the card itself costs 7 grand?”
.....“Yeah, $5,000 application fee and $2,500 a year. But for $495 a year Amex Platinum is almost as good. It’s probably pretty lucrative, Visa Black is also offering one of those $495 cards. I have an idea, why don’t I add you to my card if you don’t qualify to get one? Then you can pay the bill.”
.....“I probably qualify, I just didn’t think paying that much for a credit card was worth it. I got your card for free. Turns out an associate of mine knows a banker, I got him to approve me for a couple of no-fee cards with large balances. Or I thought they were large; mine has a $100,000 limit and yours has $35,000. Since I now have perfect credit, I’m sure it isn’t that hard to get it. I mean, I remember when I had one credit card that didn’t even have a $500 limit, and it’s kind of hard for me to consider paying that much just to have a card. It reminds me of the goniffs at First Premier who offer so-called credit cards that are so larded with fees you have almost no credit available.
